The ITR working sheet is what you hand your CA at return time. It takes a year that has actually finished and re-cuts your own income rows into the heads of income the Income-tax Act uses, with the record behind every figure. It is a working sheet, not a return: nothing on it is filed, and it does not name a return form.
Where do I find it?
Open ITR working sheet from the sidebar, or follow the link at the bottom of the tax plan. It reads the same income and investment rows, so it needs the Investments module switched on.
Why can I only pick some years?
Only years whose income year has actually finished appear in the picker, and only ones whose rates have been checked against the Finance Act. A working sheet covers a closed year — there is nothing settled to hand over for a year still running. Ask for one anyway (by editing the address, say) and it says so and points you at the tax plan instead, which shows where you stand today.
Which ITR form should I file?
Finocket does not answer that, and it is not an oversight. Filing on the wrong form makes a return defective under section 139(9) — a fifteen-day window to cure it, and uncured, a return treated as never filed. The choice turns on eleven questions. Finocket answers the four its own rows can answer, and leaves the other seven visibly blank rather than guessing: whether you are a company director, whether you hold unlisted equity, foreign assets or income, whether you are a partner in a firm, agricultural income, brought-forward losses, and income clubbed from someone else. The card is headed Before a form is picked and finishes: this list is finished on paper, with your CA, not in the app.
Why are heads of income on the sheet with no figures?
Because leaving them off would tell you your year is complete when it is not. Every head of income appears on every sheet, each one labelled with what Finocket actually knows about it:
- Worked out from your rows — a real figure, with the records behind it.
- No rows for this head this year — a fact about your books.
- Finocket has no rules for this head — capital gains, and profits and gains of business or profession. Capital gains are charged at their own rates and turn on holding period, indexation and grandfathering, none of which is recorded here. Business rows are gross receipts; what is taxed is the profit after allowable costs, and the presumptive schemes are not worked out either.
- Rows exist, and Finocket has no rules for them — the rows are listed by reference with a link to each, and no rupee figure is printed, because a figure worked out with the wrong rules is worse than no figure.
- Finocket never records this — exempt income, foreign income and assets, losses carried forward.
- Stated, but your rows cannot say which head it belongs under — a pension, for instance. It is stated once, counted in the totals, and not folded into either candidate head.
The completeness card at the top of the sheet names how many heads have no rules behind them, so even the fullest possible sheet says out loud that it is not the whole picture of your year.
What is “Does it tie?”
A check that every rupee of income for the year landed under some head. When something did not, it is printed on its own line as Left over rather than folded into the nearest head — a working sheet that plugs a gap has stopped being a working sheet. Your CA will want to place it.
Below that, two cross-checks set your savings-bank interest and your rent side by side with what you declared. Where you have not told Finocket a figure, it says so instead of treating the blank as zero, and it takes no view either way: neither of these is a problem on its own.
What can it refuse to do?
- A year whose rates have not been read — it names the years it can do.
- A year that has not finished — it sends you to the tax plan.
- A row with an unreadable amount — the sheet stops and lists the rows. A sheet with a row silently at zero is the worst thing this page could hand your CA.
- No income for the year.
- A dividend case above ₹2 crore — the same split the law does not set out, so it stops rather than print a figure that is too high.
- A figure that lost its record. If any figure could not be tied back to the row it came from, the sheet shows none of it — and says plainly that this one is Finocket's to fix, not yours.
Smaller refusals are local: if the tax-deducted figures cannot be read, that section alone stops and the rest of the sheet is unaffected. Rows in another currency are excluded and counted, on screen and in both downloads. Where a head has more rows than the sheet prints, it says how many it is showing out of how many — in every version, screen and file alike.
What do the downloads contain?
A PDF to print or email, watermarked on every page with WORKING SHEET — NOT A RETURN, and a spreadsheet with one line per figure and the table, column, period and row count each one came from. Both carry what the sheet could not see.
Neither is a filing file. Finocket produces nothing a return utility or the portal can ingest, deliberately. The buttons are also disabled rather than hidden when there is not enough on the sheet to put on paper, with the reason printed beside them — a printed sheet outlives the screen that qualified it.
Does it use AI?
No. There is no assistant narration on this page at all, no model call and no AI allowance spent. Reading your rows needs a connection.
Related: Your income-tax plan, Working with your CA.