Finocket vs Tally

Tally-class books. Without the desktop.

Double-entry ledgers, journal vouchers, Trial Balance, P&L and Balance Sheet — the books a CA will sign off — on the phone that's already in your pocket. And if your CA still wants Tally, hand them the XML in one tap.

CapabilityFinocketTally
Runs on your phoneInstalls as an app; queues entries with no signalDesktop / Windows VM
Scan a receipt to add an expense
Voice notes in Hindi/Tamil/Telugu/Kannada
AI assistant over your books
WhatsApp invoice & receipt share
Quotes/estimates with online client acceptanceDesktop quotations
Hosted client portal (invoices, estimates, statements)
CRM, outreach & partner commissions
Read-only CA invite + portfolio dashboardAnyDesk / file share
One-click Tally XML export (masters + vouchers)Hand your CA Tally-ready books as an XML importNative (it's Tally)
Bring your Tally masters & opening balances in (XML)Ledgers, groups, parties, stock items + the opening trial balance — read on your device, and refused rather than plugged if it doesn't balanceNative (it's Tally)
One-tap reversal of an entry the assistant postedA linked, sign-flipped compensating entry — the original stays in the ledger
AI action log — append-only and hash-chained (separate from the Rule 11g edit log)Every AI-proposed write, hashed server-side into a chain the database won't let anyone edit or delete
GSTR-1 / 3B / TDS PDFs & CSVs
GSTR-9 annual, composition CMP-08 / GSTR-4, GSTR-2B reconciliation
GSTR-2B IMS — accept / reject / pending per line, with partial ITC reversalRecorded against your books, with a deemed-acceptance warningCheck your TallyPrime release
Marketplace settlements compared with your invoices (GSTR-8 TCS is not checked)Amazon, Flipkart, Meesho and quick-commerce
DRC-01B / DRC-01C self-check before a notice arrivesRule 88C and 88D run on your own figuresCheck your TallyPrime release
GST notice register + a reply drafted only from cited rows of your ledger
GSTIN lookup from the portal + cancelled-supplier ITC warningLive via our GST Suvidha ProviderDesktop GSTIN validation
Trial balance, P&L, balance sheet & cash flow
Chart of accounts — the 28 Tally groups + your own ledgers
Journal / Contra / Payment / Receipt vouchers (F4–F7)
Ledger drill-down with running balances
Audit trail / edit log (Rule 11g)Un-switch-off-able, covers money entries, journals & masters
Tally vocabulary (Voucher, Ledger, Narration)Settings toggle
Deep inventory — stock ledger, batch/expiry, godownsStock ledger, weighted-avg COGS, batch/expiry & godowns
Stock per shop, moved between shopsEach shop points at its own godown; a transfer goes in-transit, then received — never both at onceGodowns + Stock Journal (Alt+F7)
A sales return as a credit note that reaches GSTR-1Issued from the till at the original bill's own tax split; the items go back to stock when you pick them from the bill
Run multiple companies from one login
Public REST API + MCP (AI reads your books)TDL / ODBC integration
Bring your own AI keys (Claude / OpenAI / Google)
Price for daily booksFree for solo users until 31 Dec 2026, then ₹99/monthSilver: ₹750 a month, ₹8,100 a year, or ₹22,500 lifetime, + GST

Competitor pricing noted as of September 2026 — check Tally’s site for current plans.

What Tally is great at

Tally is the incumbent for a reason: rock-solid double-entry, statutory reports, and every CA in India knows it cold. Decades of muscle memory live in its keyboard-first screens — which is why Finocket keeps the same vocabulary, the same drill-downs and a one-tap export back to it.

Pick Tally if…

  • You want desktop-first data entry with a full-time accountant on staff
  • You rely on TDL customisations or ODBC integrations
  • Your practice files dozens of audits straight from local Tally data

Pick Finocket if…

  • You want the same books — group tree, ledgers, journal vouchers, P&L — on your phone
  • You want scan-to-add, voice, AI and WhatsApp built in
  • You want your masters and opening balances brought across, with an unbalanced set of books refused rather than plugged
  • You want the AI's rupee impact on screen before it writes, and a reversing entry — not a deletion — after
  • You'd rather hand your CA a clean export than a Tally backup
  • You also want CRM, outreach or partner commissions in the same app

Finocket vs Tally — FAQ

Alongside. Finocket gives you the same daily books on your phone — double-entry ledgers on the 28 Tally groups, journal vouchers, Day Book, Trial Balance, P&L, Balance Sheet and an un-switch-off-able edit log — and your CA keeps finalising in Tally from a one-tap XML export. Plenty of people end up doing everything here; that's their call to make after a few months, not a switch you have to flip on day one.

Yes. Invite them as a read-only member for a live view, or use the Hand-to-CA ZIP to export a whole date range they can reconcile in Tally.

Turn on accountant mode and Voucher / Ledger / Party / Narration replace Payment / Client / Client / Description throughout the app.

Two ways, neither of which is a project. Export your Tally masters as XML and Finocket brings across ledgers, groups, parties, stock items and the opening trial balance — the file is read on your device rather than uploaded, every figure is on screen before anything is written, and if the opening books don't balance it names the difference to the paise and refuses instead of plugging a suspense figure. Vouchers deliberately stay in Tally: replaying them would re-recognise revenue your opening balances already carry, so the wizard counts them and says so. An import can be undone, and whatever can't be undone is named before you commit. Or skip the import entirely and run the two side by side, recording new work in Finocket from today.

Four things you can check. Before you confirm, the proposed action shows the money moving — before and after, per bucket, in rupees — and whether it can be undone; that's a classification of the action's impact, not a dry run of the exact voucher. You set the ceiling: a rupee limit and a how-many-people limit on what the assistant may put in front of you, and raising it never removes the human confirm — there is no unattended mode. If a journal is posted and it's wrong, one tap posts a linked, sign-flipped compensating entry rather than editing or deleting the original, so the ledger shows both; that one-tap reversal covers journals the assistant posted, and an owner does it. And every AI action lands in an append-only log the database will not let anyone edit or delete, each row carrying a server-computed SHA-256 hash of the row before it, so a tampered row is detectable. That log is separate from — and additional to — the Rule 11g edit log on your books.

Nothing to start: Free for solo users until 31 Dec 2026 — no partner code needed. ₹99/month after that. So you can run Finocket alongside your existing Tally licence and decide with real experience instead of a demo.

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Ready to ditch the spreadsheet?

Free for solo users until 31 Dec 2026 — no partner code needed. ₹99/month after that. No credit card. Your books stay yours.

    Finocket vs Tally — Tally-class books on your phone · Finocket