From estimate to collected cash, in one flow

GSTIN per client, CGST/SGST/IGST splits, credit notes, GSTR-1/3B, e-invoicing (IRN) & e-way bills, ITC, RCM and TDS — plus GSTR-2B reconciliation, GSTR-9, composition (CMP-08), import bill of entry, ISD distribution, a DRC-01B/C self-check and consolidated returns across GSTINs.

Trial balance, P&L, balance sheet and cash flow from a proper double-entry ledger — plus Day Book, Cashbook, a permanent audit trail and one-tap Tally XML your CA imports.

A live stock ledger with weighted-average COGS (opt-in FIFO or per-unit serials per item), batch & expiry, multiple godowns, landed costs, RFQ vendor-compare, reorder→draft-PO, and a bill of materials with work-centre routing, work orders and work-in-progress tracking.

Open a register with a cash float, scan or search items into a cart, take cash or UPI, and every sale becomes a GST invoice that draws down stock and posts to your books — then close the drawer with an automatic over/short count.

Import a statement from 11 Indian bank formats, match it with rules you save once, and keep first-class credit-card accounts and a post-dated-cheque register — all tying back to your books.

Approval chains for the things that need a sign-off, workflow rules that react to what happens in your books, and a dunning ladder that chases overdue invoices for you.

Group your QR codes, forms and landing pages under a campaign with one clean UTM set, then follow every scan and click through to leads, deals and collected revenue.

Log income, track ELSS/NPS/PF/FD/gold/MF/stocks, watch net worth, read both tax regimes side by side, and assemble an ITR working sheet where every rupee points at the row it came from.

Lead → deal → invoice → payment as ONE record, with a next action on every deal, rotting indicators, speed-to-lead alerts, dedupe & merge, multiple pipelines and booking links.

Hosted lead-capture forms and mobile landing pages — every submission stores the exact opt-in text as proof.

Campaigns, follow-up sequences and one send chokepoint that checks consent + suppression on every message — plus dynamic QR codes that turn scans into leads and the option to send on your own WhatsApp, SMS and email accounts.

Referral links and coupon codes, milestones with tiered rates, an append-only commission ledger on collected revenue, and monthly CA-ready statements.

A versioned REST API + a 142-tool MCP endpoint so AI agents can work your books, bring-your-own AI keys, a usage monitor, an append-only AI action log, signed webhooks and roles enforced at the database.

Add as many companies as you run, each with its own name, GSTIN and numbering — switch between them in a tap, with each company's books fully isolated.

Every AI action shows the money it would move before you confirm it, goes through one audited door, and can be reversed after it posted — with a rupee-and-recipient ceiling you set yourself, a hash-chained action log, and a narration that deletes any figure it can't cite. Plus Scan-to-Add, Mysty, 280+ tools, voice and scanning in 23 Indian languages, and a PWA you install on your phone.

Which parts of Finocket work without a connection, which don't, and the reason in every case — read straight from the same file the product itself reads, so it cannot drift.