Pricing
Start free. Priced below the incumbents.
Free forever for solo users in India — unlimited invoices, no caps. Paid plans start at ₹399/mo and add users, POS, inventory, full CRM, marketing and the API. AI is included on every plan with a metered free allowance — bring your own key to lift the caps.
Solo
For freelancers, solo owners & salaried individuals
1 user · 1 company
Start free- Unlimited GST invoices — no caps
- Real double-entry books (TB, P&L, balance sheet)
- GST prep: GSTR-1 / 3B / 2B, GSTR-9, CMP-08 / GSTR-4
- GSTIN lookup from the portal — and a warning on a cancelled supplier
- DRC-01B/C self-check, ISD, bill of entry, GST notice register
- Day book, expenses, UPI QR & WhatsApp share
- Scan-to-Add, voice in 23 Indian languages, entries that queue with no signal
- Mysty AI — preview the money, cap it, undo it
- One-tap Tally XML + Hand-to-CA ZIP
Starter
For a tiny shop or a one-person team with a helper
Up to 3 users · 1 company
Start free- Everything in Solo, for a small team
- Bank statement import & reconciliation
- e-invoicing (IRN) + e-way bills
- CRM lite — leads, deals, reminders
- Estimates, deposits, late fees, client portal
- Recurring invoices & retainers
Growth
For a growing SMB, retailer or distributor
Up to 10 users · up to 3 companies
Start free- Everything in Starter, plus the full ERP
- Point of Sale + multi-terminal (barcode, cash/UPI)
- Inventory, batches, godowns & manufacturing (BoM)
- Full CRM — scoring, routing, Accounts, unified Inbox
- Marketing — campaigns, UTM & source→revenue funnel
- Partners & commissions, marketplace settlements
Business
For multi-branch firms, agencies & practices
Up to 25 users · unlimited companies
Start free- Everything in Growth, plus depth & control
- Automation — approvals, workflow rules, dunning
- REST API + 142 MCP tools + signed webhooks (AI over your books)
- Cash-flow forecast, per-line dimensional P&L, report builder
- Consolidated group financials, multi-company
- Priority support
Suite
For teams who want the work to run itself
Up to 25 users · unlimited companies
Start free- Everything in Business — and the AI stops assisting and starts acting
- Autonomous agents: chase debtors, reconcile, prepare returns while you sleep
- Risk-tiered autonomy — off / guided / trusted, with money AND people-reached ceilings
- Tamper-evident action ledger: every AI action hash-chained and verifiable
- Unlimited AI — no scan, chat or voice caps
- Priority support with an SLA
Enterprise
For large teams, white-label & partner networks
Unlimited users
Talk to sales- Everything in Suite, at scale
- SSO & advanced roles
- White-label & the v2 partner engine
- Dedicated onboarding & success
- Custom data residency & SLAs
Per business, in INR. Annual billing shown — monthly is ~20% higher. GST extra (18%). Early users lock founder pricing before billing switches on.
More app, less bill
No per-invoice tiers and no turnover-gated free plan — Solo is free with unlimited invoices, and every paid tier lands below Zoho's.
No multi-thousand-rupee licence and no yearly renewal to keep your data working — and it's on your phone, with a Tally XML your CA still files from.
Those are billing apps; Finocket is real double-entry books, full GST/TDS, CRM and the CA handoff — at a comparable price.
Compare plans in detail
Every plan includes the free tier — this is what each one adds.
| Solo | Starter | Growth | Business | Suite | Enterprise | |
|---|---|---|---|---|---|---|
| Books & GST | ||||||
| Unlimited GST invoices | ||||||
| Double-entry books & financial statements | ||||||
| GSTR-1 / 3B / 2B preparation | ||||||
| e-invoicing (IRN) + e-way bills | ||||||
| Tally XML export & Hand-to-CA | ||||||
| GST compliance depth | ||||||
| GSTIN lookup from the GST portal — legal name, trade name, address, registration status | ||||||
| Cancelled or composition supplier flagged before you claim the credit | ||||||
| GSTR-2B purchase reconciliation — from portal JSON or a PDF | ||||||
| IMS accept / reject / pending recorded per line, with partial ITC reversal | ||||||
| GSTR-9 annual — computed on screen for you and your CA to check | ||||||
| Composition scheme — CMP-08 & GSTR-4 workings when you're on the scheme | ||||||
| GSTR-3B Table 3.1 locked to your filed GSTR-1 — corrections routed via GSTR-1A | ||||||
| DRC-01B / DRC-01C self-check before a notice arrives | ||||||
| ISD — input service distributor credit distribution | ||||||
| Bill of entry — import IGST onto GSTR-3B 4(A)(1) | ||||||
| Consolidated GSTR-1 / 3B across your GSTINs | ||||||
| Team & companies | ||||||
| Users | 1 | 3 | 10 | 25 | 25 | Unlimited |
| Companies | 1 | 1 | 3 | Unlimited | Unlimited | Unlimited |
| Bank import & reconciliation | ||||||
| Operations | ||||||
| Point of Sale + multi-terminal | ||||||
| Inventory, batches & manufacturing | ||||||
| Marketplace settlements & GSTR-8 | ||||||
| CRM & growth | ||||||
| CRM — leads, deals, pipeline | Lite | |||||
| Lead scoring, routing & unified Inbox | ||||||
| Marketing — campaigns, UTM & funnel | ||||||
| Partners & commissions | ||||||
| Platform & control | ||||||
| Automation — approvals, rules, dunning | ||||||
| REST API + MCP + webhooks | ||||||
| Cash-flow forecast & dimensional P&L | ||||||
| SSO & white-label | ||||||
| AI assistant (Mysty), included — 50 messages/day | ||||||
| Scan-to-Add & voice AI, included — 100 scans + 60 voice notes/month | ||||||
| Bring your own AI keys — lifts every AI cap | ||||||
| AI money preview before every confirm | ||||||
| Autonomy dial — a rupee cap and a recipient cap you set | ||||||
| Append-only, hash-chained AI action log | ||||||
| One-tap reversal of an AI-posted journal (owner) | ||||||
| Working papers (never filings) | ||||||
| GST notice register & cited reply draft | ||||||
| Personal tax working — both regimes, no recommendation | ||||||
| ITR working sheet (no form named, NOT A RETURN) | ||||||
| Tally masters + opening-balance migration | ||||||
| Pushing GSTR-1 / 3B to GSTN from inside the app | Not yet — prepare here, upload on the portal | Not yet — prepare here, upload on the portal | Not yet — prepare here, upload on the portal | Not yet — prepare here, upload on the portal | Not yet — prepare here, upload on the portal | Not yet — prepare here, upload on the portal |
| Live bank feeds, payout execution | Not on any plan | Not on any plan | Not on any plan | Not on any plan | Not on any plan | Not on any plan |
Add-ons
What you pay for usage covers the API charge, the platform that runs it and support. Where you hold the account and the provider bills you directly, we say so and add nothing.
- GST filing creditsMetered
Filing to the portal is metered in credits — a portal call is 5 credits, so a GSTIN lookup is 5, a GSTR-3B is 15 and a GSTR-1 is 40. Your plan includes a monthly allowance, unused credits roll over for three months, and packs bring the price down if you file for several registrations or a whole practice.
- e-invoicing (IRN) & e-way billsMetered
Each e-invoice or e-way bill is 2 credits from the same wallet — priced well under a return, because it is one document in and one number out. Bring your own e-invoice provider account instead and you pay them directly.
- WhatsApp BusinessYou pay the provider
Connect your own WhatsApp number and Meta bills you for conversations directly. We add nothing.
- AI (BYOK)You pay the provider
Bring your own Claude / OpenAI / Google key — you pay the provider directly, we add nothing. Your own key also lifts the free AI allowance (50 assistant messages a day, 100 scans and 60 voice notes a month) and unlocks the larger model.
- Extra usersFlat monthly
Add seats beyond your plan at a flat per-user rate.
- Campaigns & outreachFlat monthly
Add email campaigns, sequences and UTM attribution to Growth — the most-asked-for Business feature, without the tier jump.
- Extra companyFlat monthly
A second or third GSTIN on Starter or Growth, without moving up a tier.
- AI Agent seatFlat monthly
Give one person Suite-grade autonomous agents on any Growth or Business plan — priced per person, because that is where the cost actually falls.
Honest about scope
This is a trust product. We say “prepare and reconcile”, not “auto-file”.
- Free for solo users in India — unlimited invoices, no caps.
- Bank reconciliation runs on statement, CSV or scanned-PDF import today; automatic bank feeds when you connect an Account Aggregator.
- A GST Suvidha Provider is already connected, and you get the read half of it today: type a GSTIN and the legal name, trade name and address come back from the GST portal, with a warning if that supplier's registration is cancelled or they are on the composition scheme and cannot pass you credit. What is not live is the other half — pushing a return. GSTR-1 downloads as the portal-ready section files; GSTR-3B, GSTR-9, CMP-08/GSTR-4 and the DRC-01B/C check are workings you and your CA read and file from. Your GSTR-2B IMS accept/reject/pending decisions are recorded against your own books, not sent to the portal. e-invoicing (IRN) runs through a separate provider and is live.
- UPI QR and hosted payment links are live; card auto-charge when you connect a payment gateway.
- AI is included on every plan and metered, not unlimited: 50 assistant messages a day, 100 document scans and 60 voice notes a month. Add your own provider key to lift the caps and run on the larger model — you pay the provider, we take no cut.
- The AI controls ship on every plan, free ones included: you see the money an action moves before you confirm it, you set its ceiling in rupees and recipients, every action lands in an append-only hash-chained log, and a journal it posted can be reversed. No tier lets the assistant act without your confirm.
- The AI never sends on its own: a growth agent can draft a whole campaign but owns no transport, and every message still passes the one consent-checked send chokepoint.
- Personal tax and ITR screens produce working papers, not filings — no regime is recommended, no ITR form is named, and exports are watermarked NOT A RETURN.
- Partner and reseller commission is accrued, held, matured and stated — Finocket never executes a payout. Your accountant makes the transfer and records it.
- No per-seat CRM tax, no forced bundle, and no annual maintenance charge.
Pricing questions
Yes. Solo is free forever for individuals and single-person businesses in India — unlimited GST invoices with no caps, real double-entry books, GST prep (GSTR-1/3B/2B), a day book, Tally XML export and the mobile/offline app. It's a real product, not a trial with an expiry date.
Prices are shown per business, per month. Billing annually is about 20% cheaper than paying monthly. All prices are in INR and exclude 18% GST. Early users lock founder pricing before billing switches on.
Anyone who signs in with their own login. Inviting your Chartered Accountant as a read-only member never counts toward your user limit and never costs extra.
Finocket lands below Zoho Books at every paid tier and its free plan has no turnover gate and no invoice caps. Versus Tally there's no multi-thousand-rupee licence and no yearly renewal to keep your data working — and it's on your phone, with a Tally XML your CA still files from. Versus billing apps like Vyapar or myBillBook you get real double-entry books, full GST/TDS, CRM and the CA handoff at a comparable price.
Included on every plan, including the free one — and metered, not unlimited. The allowance is 50 assistant messages a day, 100 document scans a month and 60 voice notes a month, shared across the workspace, and Settings → Usage shows exactly where you are against it. Add your own Anthropic, OpenAI or Google key and those caps come off entirely — your AI then runs on your provider bill at their rate, with no markup from us.
No. Finocket records your payments and computes what partners are owed; it never moves money and takes no percentage. If you collect via a connected payment provider, that provider's own fees apply — not ours.
A few things are honest 'connect-a-provider' states, not built-in: automatic bank feeds (statement/CSV import is live), direct GSTN e-filing (return preparation and reconciliation is live; e-invoicing/IRN is live), and card auto-charge (UPI QR and payment links are live). You bring the provider; Finocket does the rest.
Yes. Upgrade, downgrade or cancel any time — every module is a switch, so you only pay for what you run. Export everything to CSV whenever you want, and a delete request wipes your account within 30 days.
No middleman
The app, not a six-month implementation
Big ERPs make you hire an implementation partner and pay lakhs before you invoice a single client. Finocket is different — you sign up and start today, and our team looks after the rest, for every kind of business.
No implementation partner
No VAR, no consultant, no TDL programmer. Setup help comes from our own team — and it's included, not a paid rollout you budget lakhs for.
One team, every use case
Jeweller, distributor, clinic, agency or CA — we build the depth into the product itself, so you never hire an integrator to bolt your workflow on.
Talk to the people who build it
Feedback and new-feature requests go straight to the team that makes Finocket — and India-first is our default, not a plugin you pay extra for.
Ready to ditch the spreadsheet?
Free for solo users. No credit card. Your books stay yours.