Loyalty programme
Points that earn, expire and pay at the till
Points per ₹100 at a rate you set, tiers that multiply earning by yearly spend, expiry you decide, bonus campaigns for a festival week — and a balance a cashier can take off a bill at the counter.
What it solves
A loyalty scheme run in a spreadsheet drifts: nobody can say what a customer is owed, points never expire, and the liability never reaches anyone who can question it. Finocket keeps the running balance and the history as an append-only ledger and decides none of the numbers — what a point is worth, how fast points build and how long they last are your commercial calls, and left at zero the programme earns nothing, which is the safe state while you decide.
How we're different
Points move only as a consequence of a settled sale to a named customer — a walk-in sale earns nothing — and the balance is checked again at the moment a bill settles, so points spent on another till a minute ago cannot be spent a second time. The liability is treated as what it is: points are money you owe in goods, your accountant names the accounts, and until they do nothing is posted to accounts nobody chose.


Inside Loyalty programme
Points per ₹100, with a floor and a rounding rule

Tiers by yearly spend
Loyalty programme
Tiers by yearly spend
Expiry you decide
Loyalty programme
Expiry you decide
Redeem at the counter
Loyalty programme
Redeem at the counter
Campaigns for a window
Loyalty programme
Campaigns for a window

Loyalty programme
Tiers by yearly spend
Loyalty programme
Expiry you decide
Loyalty programme
Redeem at the counter
Loyalty programme
Campaigns for a window
More in Loyalty programme
A liability your accountant names
Points are money you owe in goods, not money you have made. Your accountant chooses the accounts that describe that; you do not need them to start, and while they are empty nothing is posted to your books and nothing is lost — the ledger still shows what is outstanding.
Works with the rest of Finocket
Part of Point of Sale. See how every module connects.
Questions
What is a point worth?
Whatever you set, in paise — and it starts at zero, so points build up but cannot be spent. That is the right place to leave it until you have decided, because a point's worth is a cost you carry on every sale afterwards.
Who earns points?
Only a named customer. Counter sales default to your walk-in record, which is shared by every anonymous sale in the shop, so those earn nothing — tap the customer row at the till to name somebody.
Do points expire?
Only if you say so. Leave the expiry blank and points last forever; set it to a number of months and a point ages out that long after it was earned.
Where does this land in my books?
Points are a liability — money you owe in goods. Your accountant chooses the accounts; until they are named, nothing is posted to your books and the ledger still shows the outstanding balance, so nothing is lost and nothing lands in accounts nobody chose.
Can I run two programmes?
No — one workspace runs one programme. A second would mean two rates applying to the same sale with nothing to say which wins. Opening the screen when a programme already exists edits it rather than starting another.
Learn how it works
Loyalty — points, tiers and what they cost you
Reward customers who come back: set how fast points build per ₹100 spent, whether they expire, and the tiers that let your best customers earn faster. Finocket keeps the balance and the history and decides none of the numbers — left at zero the programme earns nothing.
CRM & deals — pipeline, follow-ups and the customer ledger
Work a sales pipeline inside your books — auto-created deals for every captured lead, one-tap invoicing from a deal, follow-ups on WhatsApp or email, a per-client money ledger, and consent-safe lead import.
Clients, projects and invoices
Add clients with GSTIN + state auto-fill. Send invoices — tax invoice, bill of supply, export invoice, receipt or credit note — start from an estimate, or split an invoice into a deposit + milestone schedule.
Ready to ditch the spreadsheet?
Free for solo users. No credit card. Your books stay yours.
