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Finocket for Agri Mandi

Challenges

The manual work this trade still runs on, what it costs, and what changes.

  1. The same sale is written twice: a kaccha parchi at the auction, then a pakka bill for the buyer.

    How it is done today
    The munim copies lot, bags, weight and rate from the bahi into a bill book by hand.
    Cost or risk
    A copied weight or rate goes wrong and the buyer disputes the bill.
    With Finocket
    Type the lot number, bags and net weight once on a GST sale bill and share the PDF.

  2. Buyer dues live in a notebook and are chased by phone.

    How it is done today
    The owner reads the khata page and calls each buyer before the next auction.
    Cost or risk
    Fresh credit goes to a buyer who is already overdue.
    With Finocket
    Every unpaid bill sits in the outstanding list and the buyer's ledger, ready to send as a statement.

  3. One party list holds farmers and buyers together.

    How it is done today
    Names are kept in one register, and the munim remembers who is a seller and who is a buyer.
    Cost or risk
    Money owed to a farmer gets mixed up with money owed by a buyer.
    With Finocket
    Each party carries a role (farmer, buyer, agent, trader, transporter), with village and member code.

  4. The farmer's patti is worked out on a calculator.

    How it is done today
    Commission, hamali, tulai and advances are subtracted by hand on a printed slip.
    Cost or risk
    A wrong deduction leads to a dispute with a farmer who comes back every season.
    With Finocket
    Not built yet. Today you keep each farmer's ledger and record what you paid. Patti with deductions is planned.

  5. Cash paid to farmers has no trail.

    How it is done today
    Cash goes out from the gaddi and is noted in the rokad bahi.
    Cost or risk
    At assessment the CA cannot show who was paid, how much, and for what produce.
    With Finocket
    Record each payment against the farmer's ledger, with the party marked as a farmer (seller), so your CA can see it.

  6. Truck papers are written on scraps.

    How it is done today
    The vehicle number and e-way bill number are scribbled on the back of the bill.
    Cost or risk
    A load can be held at a checkpost if the papers do not match.
    With Finocket
    The e-way bill number, vehicle number and transporter are fields on the sale bill and print on it.

  7. Bags, kg and quintal are mixed on the same page.

    How it is done today
    Some lines are in bags, some in quintals, and the CA converts them at return time.
    Cost or risk
    The unit reported in GSTR-1 does not match the bill.
    With Finocket
    Items default to kg with stock tracking, and the bag weight is recorded on each item.

  8. Market fee is typed onto the same lines as taxable charges.

    How it is done today
    Mandi fee and rural development fee are added as ordinary charges on the bill.
    Cost or risk
    A buyer's accountant may treat a statutory levy as a taxable supply.
    With Finocket
    Not built yet. A separate non-GST levy block is planned. Until then you type the fee in the charges block, and your CA should check how it is shown.

  9. The CA gets the year's books as a bag of bill books.

    How it is done today
    Bill books and bahis go to the CA's office after the year closes.
    Cost or risk
    Returns are filed late, and errors are found after filing.
    With Finocket
    Invite your CA into the same books. GST returns build from your bills, and the books can go across to Tally.
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