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Finocket vs Marg ERP

Built for the counter, or built for your pocket?

Marg is at home in a pharmacy or distributor back office — batch, expiry, schemes. Finocket is at home in your pocket: services, retainers, GST, TDS and the customer relationship in one app.

CapabilityFinocketMarg ERP
Runs on your phoneInstalls as an app; queues entries with no signalDesktop-first (Windows)
Batch, expiry & scheme inventoryBatch, expiry & godowns; tier and quantity-break price rules (no free-goods schemes)
GST invoicing + GSTR-1 / 3B
TDS on customer payments + 26AS reconcileTDS support (varies by edition)
Scan a receipt to add an expense (AI)
Voice notes in Hindi/Tamil/Telugu/Kannada
Money-aware CRM (lead→deal→invoice→payment)
Consent-first email & sequences
Partner / affiliate commissions + CA statements
Read-only CA invite + portfolio dashboardBackup / file share
Double-entry ledger, P&L, Balance Sheet
Run multiple companies from one login
Public REST API + MCP (AI reads your books)
Bring your own AI keys (Claude / OpenAI / Google)
Price positioningFree for solo users until 31 Dec 2026, then ₹99/monthLicence ₹5,550–26,000 + GST, then a yearly ARC

Competitor pricing noted as of September 2026 — check Marg ERP’s site for current plans.

What Marg ERP is great at

Marg ERP has real depth in inventory-led trades — pharmacy and FMCG distribution especially — with batch and expiry handling, scheme pricing and a long-standing dealer network. For an inventory-heavy counter business, that depth matters.

Pick Marg ERP if…

  • You run a pharmacy or distribution business that lives on batch & expiry
  • You need deep inventory schemes and rate structures today
  • You have desktop operators doing volume data entry

Pick Finocket if…

  • You bill services or projects, not batched stock
  • You run the business from a phone, and entries you add with no signal queue and sync
  • You want staff to capture by voice and camera, with every AI-assisted entry confirmed on a money preview and logged where nobody can edit it
  • You want CRM, outreach and partner commissions with the books
  • You want a read-only CA invite instead of backup files

Finocket vs Marg ERP — FAQ

Much better than before. Finocket now tracks batches with expiry dates, lists stock expiring soon on the inventory screen, and handles multiple godowns with transfers - on top of a stock ledger, low-stock alerts and weighted-average valuation - and it already picks the earliest-expiring batch for you at billing, or takes a batch number you type in. What it doesn't do yet is split one line across two batches when the first can't cover the full quantity, auto-pick on an edited invoice, or run free-goods schemes (buy so many, get so many free) - it does price by customer tier and quantity break - and that scheme depth is still Marg's home turf. For a high-volume pharmacy counter that bills batch-by-batch, Marg is still the specialist; for tracking batches, expiry and stock value, Finocket now holds its own.

Service businesses, consultants and small firms that run from a phone: invoices, GST and TDS, a pipeline of deals, follow-ups, and partner commissions — with a clean monthly handoff to the CA.

Nothing a camera or a microphone produces posts by itself. A scanned bill or a spoken invoice becomes a proposal on a confirm screen that shows the money moving — before and after, per bucket, in rupees, as a classification of the action's impact rather than a dry run of the exact voucher — and a human commits it; a scanned purchase order lands as a draft someone has to promote. You set the ceiling on what the assistant may propose, in rupees and in how many people a message can reach, and raising it never removes that confirm. Every confirmed action then lands in an append-only log the database will not let anyone edit or delete, each row hashed against the one before it, so you can see who did what — a log separate from the edit log on your books. Voice works in English, Hindi, Tamil, Telugu and Kannada — accuracy in Tamil, Telugu and Kannada is marked limited in the app itself, and typing is always offered beside it.

No — but you can. Import & migrate (in Settings) reads Marg's Bridger CSV and report Excel exports and brings your ledgers, parties, items, invoices, bills and payments across, with a dry run and a reconciliation against the file's own totals first, and an undo. Or record new work in Finocket from today, keep your ERP history where it is, and let your CA reconcile from the export.

More comparisons

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Ready to ditch the spreadsheet?

Free for solo users until 31 Dec 2026 — no partner code needed. ₹99/month after that. No credit card. Your books stay yours.