Finocket vs myBillBook
A good bill is step one. The relationship is the rest.
myBillBook makes GST bills on your phone. Finocket does that too — and puts the lead, the deal, the invoice and the payment in one record, with outreach and partner payouts when you're ready for them.
| Capability | Finocket | myBillBook |
|---|---|---|
| GST invoicing (CGST/SGST/IGST) | ||
| WhatsApp invoice & receipt share | ||
| Works on your phone | ||
| Estimates with online client acceptance → invoice | Quotations (in-app) | |
| Client portal + deposit/milestone schedules + automatic late fees | ||
| TDS on customer payments + 26AS reconcile | Not its focus | |
| Money-aware CRM (lead→deal→invoice→payment) | ||
| Consent-first email & sequences | Beta | |
| Partner / affiliate commissions + CA statements | Beta | |
| Scan a receipt to add an expense (AI) | ||
| AI assistant + voice notes over your books | ||
| Money preview before an AI action is saved | Before and after, per bucket, in rupees, with an undo verdict | |
| You set the AI's ceiling — in rupees and in people reached | Per-workspace dial; it never removes the human confirm | |
| Public REST API + webhooks + MCP | Beta | Not advertised |
| Double-entry ledger, P&L, Balance Sheet | Limited (varies by plan) | |
| Price positioning | Free for solo users (India); paid scopes in early access | Annual subscription (see their site) |
“Beta” marks Finocket capabilities that are live today and still being polished.
Competitor pricing noted as of July 2026 — check myBillBook’s site for current plans.
What myBillBook is great at
myBillBook is a well-built mobile GST biller: invoices, inventory and business reports in a straightforward app your staff can learn quickly. If billing and stock are the whole job, it's a solid pick.
Pick myBillBook if…
- You need billing + inventory for a shop and nothing more
- You want a simple biller your counter staff already understand
Pick Finocket if…
- You bill services and need TDS on payments + 26AS reconciliation
- You want a CRM, outreach and partner commissions in the same app
- You want scan-to-add, an AI assistant and voice entry
- You want staff-safe AI — a ceiling you set in rupees, a confirm screen showing the money move, and a log nobody can edit
- You want a REST API and webhooks as you grow
Switching from myBillBook?
Start fresh in an afternoon — billing feels familiar from the first invoice, and everything else is a module you turn on later.
Set up your business profile, GSTIN and first invoice in a few minutes.
Add clients one by one or import your list from a CSV, then bill and track outstanding per client.
Load a realistic sandbox to poke around before you bring your own numbers.
Finocket vs myBillBook — FAQ
As much as you allow and no more. The autonomy dial is a rupee ceiling and a limit on how many people one action may reach — you set both, and a proposal over either ceiling is held for review instead of being offered for a quick tap. There is no tier that lets the assistant act unattended; raising the ceiling raises the point at which a confirm becomes a needs-review, it never removes the confirm. The ceiling is per action, not a daily budget. Before each confirm your staff see the money moving — before and after, per bucket, in rupees — which is a classification of the action's impact, not a dry run of the exact voucher. Every confirmed action is then written to an append-only log the database will not let anyone edit or delete, with each row hashed against the one before it, so you can see exactly what was done and by whom. That log is separate from the edit log on your books, and it is tamper-evident rather than notarised by an outside party.
Finocket now tracks stock in depth — opening balances, a running stock ledger with weighted-average valuation, low-stock alerts, batch and expiry tracking with near-expiry alerts, and multiple godowns with transfers. Sales draw stock down automatically. It doesn't yet let you pick a specific batch when billing, so if batch-wise sale is core to your shop, a dedicated biller is stronger there.
There's no automated myBillBook import. Most people start fresh in an afternoon: import your client list from a CSV, raise invoices from today forward, and keep the old app for historical reference.
The books are free for solo users in India. The CRM, outreach and partner scopes are in early access and free to use while we roll them out.
More comparisons
Ready to ditch the spreadsheet?
Free for solo users. No credit card. Your books stay yours.