Finocket vs Swipe
Fast bills are the floor. One record is the ceiling.
Swipe makes a GST bill in seconds. Finocket does too — and the bill is connected to the deal it came from, the payment that clears it, the follow-up email and the partner commission it triggers.
| Capability | Finocket | Swipe |
|---|---|---|
| GST invoicing (CGST/SGST/IGST) | ||
| WhatsApp invoice & receipt share | ||
| Estimates with online client acceptance → invoice | Quotations (in-app) | |
| Client portal + deposit/milestone schedules + automatic late fees | ||
| Money-aware CRM (lead→deal→invoice→payment) | ||
| Consent-first email & sequences | Beta | |
| Partner / affiliate commissions + CA statements | Beta | |
| Personal finance (investments, 80C, net worth) | ||
| TDS on customer payments + 26AS reconcile | Not its focus | |
| Scan a receipt to add an expense (AI) | ||
| AI assistant + voice notes over your books | ||
| Money preview before an AI action is saved | Before and after, per bucket, in rupees, with an undo verdict | |
| Works with no signal | Queues your entries | Mobile + web apps |
| Double-entry ledger, P&L, Balance Sheet | Limited (varies by plan) | |
| Price positioning | Free for solo users (India); paid scopes in early access | Free-to-start + paid plans (see their site) |
“Beta” marks Finocket capabilities that are live today and still being polished.
Competitor pricing noted as of July 2026 — check Swipe’s site for current plans.
What Swipe is great at
Swipe is a genuinely quick, clean GST billing app — you can raise an invoice in seconds and share it instantly. For pure speed on billing, it deserves its fans.
Pick Swipe if…
- You want the fastest possible GST bill and nothing else
- Billing is the only workflow you need software for
Pick Finocket if…
- You want the invoice connected to a CRM pipeline and follow-ups
- You record TDS on customer payments and reconcile against 26AS
- You want speed with a brake — the AI shows the rupee impact before it writes, and reverses cleanly if it's wrong
- You also track personal finance — investments, 80C, net worth
- You want partner commissions and outreach as you grow
Switching from Swipe?
Start fresh in an afternoon — the first invoice feels familiar, and the rest of the platform is there when you want it.
Set up your business profile, GSTIN and first invoice in a few minutes.
Add clients one by one or import your list from a CSV, then bill and track outstanding per client.
Load a realistic sandbox to poke around before you bring your own numbers.
Finocket vs Swipe — FAQ
Raising a GST invoice takes a similar handful of taps — and voice entry and scan-to-add can be faster than typing. The difference shows after the bill: pipeline, payments, TDS, follow-ups and reports on the same record.
The confirm screen. Anything the assistant proposes shows the money moving before you tap — before and after, per bucket, in rupees — plus whether it can be undone; it's a classification of the action's impact, not a dry run of the exact voucher. A voice-dictated invoice lands as a draft, with any date it had to default and any rate it had to derive flagged, and a line it couldn't read dropped rather than guessed. If a journal does go in wrong, one tap posts a linked reversing entry instead of editing or deleting the original, so the correction is visible in the ledger rather than invisible.
There's no automated Swipe import. Most people start fresh in an afternoon: import your client list from a CSV and bill from today forward, keeping the old app for historical reference.
The books are free for solo users in India. The CRM, outreach and partner scopes are in early access and free to use while we roll them out.
More comparisons
Ready to ditch the spreadsheet?
Free for solo users. No credit card. Your books stay yours.