If you take payments into more than one bank account, add them all in Business details and pick which one prints on each invoice. The detail page, the PDF, the emailed copy, the client portal and the pay links all follow the same pick.
Adding an account
Open Business details and find Bank accounts. Add one for each account you take payments in: a label (so you can tell them apart, like “Main” or “USD”), the account holder name, bank name, account number, IFSC, SWIFT or BIC, branch, UPI ID, and currency. For a foreign account, add the correspondent bank and IBAN too.
The accounts list and the invoice picker both draw the account number with only the last four digits visible. Only the business owner or an admin can add, edit, or remove an account; everyone else sees the list but can't change it.
The first account you add becomes the default for every invoice, including old unpaid ones: the bank details above in Payment details are no longer used for invoices once you've added one account here, so add your current details first if you want invoices to keep printing them. With no accounts added at all, Payment details is still what prints.
Mark a different account as the default at any time. If you remove the default account, nothing promotes another one automatically: pick a new default yourself right after removing one, or invoices fall back to whichever account you added first.
Choosing an account on an invoice
Once you have two or more accounts, a Bank account picker appears on the invoice editor, preselected to the default. Switching it changes only the bank details printed on that invoice: the account holder name, bank name, account number, IFSC and the rest. This follows the invoice on the invoice detail page, the preview, the PDF, print, the emailed PDF attachment, the API PDF, the public estimate page, and the templated message a customer receives with the pay link.
Your notes and terms and conditions do not change when you switch accounts. They stay exactly as you typed them: Finocket has no per-account notes or terms today, so switching the bank account only swaps the bank details block, never the free text above or below it.
On the invoice detail page, the Pay via UPI button waits for the invoice's own chosen account to load before it appears, and it never shows while that read is in progress. If the read fails, the invoice document shows a read error instead of falling back to a different account's UPI ID: it never offers the wrong account's details in its place.
Your client's portal and pay links
The client portal shows one Payment details block per account: if two open invoices are on the same account, they share one block naming both invoice numbers; if they're on different accounts, each gets its own block.
A signed-in customer's own balance screen shows one combined figure rather than a list of invoices, and never shows any account details at all, only a pay-now link or a note. If every open invoice on it happens to be on the same account, and that account has a UPI ID, a single pay-now link appears for the whole balance. The moment two open invoices point at different accounts, that combined link disappears: paying the whole balance in one tap would send the money to only one of the accounts, so Finocket shows a note instead, pointing the customer to the portal for the per-invoice details. This is deliberate, not a bug: a single link can never be offered for a balance that spans accounts.
What this does not do yet
- It does not add per-account notes, terms, or any other invoice content: only the bank details block changes.
- It does not change past invoices that already have a saved choice.