Three books you open every morning to check the state of your business: the Day Book (every voucher, chronologically), the Cashbook (payments by cash, UPI, bank, cheque) and Outstanding (who owes you, who you owe, with ageing and WhatsApp reminders). Finocket models them on the Tally screens accountants already know.
The Day Book
Press ⌥D/Alt+Shift+D or open Day Book. Every voucher — payment, expense, invoice, visit — appears in one chronological feed with totals, filterable by date range and voucher type. Long-press a row for quick actions (edit, delete, duplicate). It's the fastest "what happened yesterday" scan there is, and you can export it as a clean, accountant-ready PDF.
The Cashbook — and how it differs from the Day Book
The Cashbook shows payments only, grouped by how they were paid — Cash, UPI, Bank Transfer, Cheque, or all together — with a total converted to your home currency where foreign-currency payments exist. The Day Book is everything (sales, expenses, payments) in date order; the Cashbook answers "how much came in by which mode". Use it before a bank reconciliation, or to spot oddities like a sudden pile of cheques.
Outstanding
Press ⌥O/Alt+Shift+O or open Outstanding. Two tabs:
- Receivables — every unpaid invoice, grouped into ageing buckets (0–30, 31–60, 61–90, 90+ days). Long-press an invoice for quick actions including Remind via WhatsApp — the message opens pre-filled with the amount, reference and portal link.
- Payables — the bills and dues you owe, aged the same way.
The header totals everything across buckets. An overdue-interest calculator shows what your overdue receivables are costing at an annual rate you set — an advisory figure only; nothing is added to invoices.
The client ledger
For any client: tap their name → Ledger — a chronological run of every invoice and payment with a running debit/credit balance, each entry linking back to the voucher. The Statement of Account (print/CSV) is the CA-ready format with total outstanding at the bottom.
Access & control
Owners and assistants use all three books with full quick actions; an invited accountant sees them read-only (a Read-only banner shows, write actions are hidden). These are core screens — no module toggle.
Related: Reports & GST filings, Coming from Tally?.
Locking the books through a date
An owner can lock the books through a date under Settings → Business Details. After that, any attempt to add, edit or delete a voucher dated on or before the lock is refused by the database itself — every device, every app, every path in. It is not a hidden button; there is no way round it.
Recording a payment into a locked period tells you exactly why it was refused and through which date the books are locked, rather than failing with a generic error.
Post-dated cheques
A cheque-mode receipt has a Post-dated cheque toggle. The receipt is recorded on the cheque's own date, which is standard practice, and tracked as pending until it clears.
- The PDC register under Banking → Post-dated cheques lists every cheque by status, with one-tap moves: deposit it, then clear or bounce it.
- A bounce tells you to delete or edit the payment rather than silently reversing it, so the audit trail stays honest about what happened.
- Outstanding gains a post-dated chip showing how much of your “received” money is still sitting in uncleared cheques.
- Exception Reports lists cheques due within the week, including ones past their date that never cleared.
Charging interest on overdue invoices
The interest-on-overdue panel can raise an interest debit note: pick the client, set the annual rate and the grace days, and the computed interest posts as a Debit Note voucher — receivable up, Interest Income credited, with the income ledger created under Indirect Incomes the first time you use it.